Lunn Insurance Group LLC
Effective Date: October 15, 2026
Welcome to Lunn Insurance Group LLC ("Lunn Insurance Group," "we," "us," or "our"). By accessing or using our website at www.lunninsurancegroup.com, you agree to the following Terms & Conditions.
1. Website Use
This website is intended to provide general information about our independent insurance agency, insurance products, and services.
Users agree to use this website lawfully and provide accurate information when submitting inquiries, requesting quotations, or communicating with our agency.
2. Insurance Information and Coverage
Information on this website is provided for general informational purposes only and does not constitute an insurance contract, binding quotation, or guarantee of coverage.
All insurance products are subject to availability, underwriting approval, applicable policy terms, conditions, exclusions, and limitations.
Submitting an insurance application, quotation request, or other inquiry does not establish or bind insurance coverage.
Coverage may only be bound, modified, renewed, or canceled following proper authorization and confirmation by the applicable insurance carrier or its authorized representative.
3. Insurance Quotes and Applications
Insurance quotations are estimates based on information provided by applicants and are subject to verification and underwriting review.
Final premiums, coverage terms, deductibles, and eligibility are determined by the applicable insurance carrier.
Applicants are responsible for providing complete and accurate information.
4. SMS Messaging Program
Program Name: Lunn Insurance Group SMS Notifications
Program Description
Lunn Insurance Group LLC offers an SMS messaging program for customers and prospective customers who have opted in to receive text communications.
Messages may include:
- Insurance quotation updates
- Appointment confirmations and reminders
- Policy renewal notifications
- Insurance application updates
- Document requests
- Policy servicing communications
- Customer service responses
- Other insurance-related account notifications
SMS Consent
By voluntarily opting into our SMS messaging program, you agree to receive text messages from Lunn Insurance Group LLC at the mobile number provided.
Consent to receive SMS messages is not a condition of purchasing insurance products or services.
Message Frequency
Message frequency varies based on customer interactions, account activity, and insurance service needs. Recurring messages may be sent.
Message and Data Rates
Message and data rates may apply. Standard carrier messaging and data charges may apply depending on your wireless service plan.
Opt-Out Instructions
To unsubscribe from SMS communications, reply STOP to any text message from Lunn Insurance Group. You will receive an opt-out confirmation, and no further messages will be sent unless you opt in again.
HELP and Customer Support
For assistance, reply HELP to any text message or contact Lunn Insurance Group at info@lunninsurancegroup.com.
Carrier Liability Disclaimer
Wireless carriers are not liable for delayed or undelivered messages.
SMS Privacy
We respect the privacy of individuals enrolled in our SMS messaging program.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
SMS opt-in information and consent will not be shared with third parties or affiliates for their own marketing or promotional purposes.
Additional information is available in our Privacy Policy:
https://www.lunninsurancegroup.com/privacy-policy
5. Third-Party Websites and Services
Our website may contain links to insurance carrier websites, payment platforms, quotation tools, and other third-party services.
Lunn Insurance Group does not control or assume responsibility for independently operated third-party websites, their content, or their privacy practices.
6. Intellectual Property
All original website content, logos, branding, graphics, and materials are owned by or licensed to Lunn Insurance Group LLC unless otherwise indicated.
Unauthorized reproduction, modification, distribution, or commercial use of protected materials is prohibited without prior written authorization.
7. Limitation of Liability
To the extent permitted by applicable law, Lunn Insurance Group LLC shall not be liable for damages arising from website interruptions, technical failures, unauthorized access beyond our reasonable control, or reliance on general website information.
Nothing in these Terms & Conditions excludes liability or limits rights or remedies where prohibited by applicable law.
8. Privacy
Use of our website and related services is subject to our Privacy Policy, which describes how personal information is collected, used, protected, and disclosed.
9. Changes to Terms & Conditions
Lunn Insurance Group LLC reserves the right to update these Terms & Conditions periodically.
Revisions will be posted on this page with an updated effective date.
10. Governing Law
These Terms & Conditions are governed by the laws of the State of Connecticut, except where federal law or other mandatory legal provisions apply.
11. Contact Information
For questions regarding these Terms & Conditions, insurance services, or our SMS messaging program, please contact:
Lunn Insurance Group LLC
Email : info@lunninsurancegroup.com
Website : https://www.lunninsurancegroup.com